If you think you want to buy a house, now is definitely the time. If you have a giant mortgage payment, now is the time to negotiate something better for yourself.

Before I re-financed, I had a 7.45% interest rate on my condo. I don’t know about you, but I hate paying interest when I don’t have to. After re-financing, my wife and I secured 5%. Way better.

Although true revolutionaries know it’s absurd to think one can own a piece of God’s Green Earth, now is a great time to buy if you’re thinking of making a home purchase. Interest rates for a 30-year fixed mortgage are below 5% as of this blog entry, which is totally cheap or something.

Under President Obama’s new guidelines, first-time home buyers now qualify for a tax credit of up to $8,000. That is pretty sweet, and you can read about it here:

http://www.federalhousingtaxcredit.com/

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